Money needs to work for you, not the other way around. Financial literacy is a key part of what will bring a person joy and fulfillment in life, but what is the best way to achieve it?

Having been involved with high net worth individuals for much of his career in banking, the author has rarely encountered anyone who has optimized both their life plan and their financial plan. And yet, doing so is critical for the fulfillment and satisfaction of themselves and their family.

This book is not about financial planning facts and figures. It is more about life lessons—about the importance of having a life plan, of setting your goals—both financial and personal—and having realistic ways to achieve those goals, as well as to adjust them along the way. It is also important that your partner and family subscribe to the same vision as you do. The book’s message is told through many true stories, experiences, observations, and examples. It is intended to be thought provoking, a catalyst for change, lighthearted but taken to heart, spiritual for the not-so-religious, and to provide balance for the unbalanced, and many, many practical insights.